The Four Point Insurance Inspection was created after Hurricane Andrew struck Florida in 1992. It is often required by insurance companies before offering insurance (especially homes over 20 years old). This inspection consists of visual inspections of the (1) Roof (2) Electrical System (3) Plumbing and (4) HVAC System. Insurance companies want to know the make, model, serial number, age, building code used when each area was last updated (which requires a permit search), current operating condition, maintenance requirements, and expected service life of these four components. We will complete a standardized form complete with photos as required. Our own proprietary report is recognized as “a quality product” & is accepted by ALL insurance companies throughout Florida
This inspection includes examination of common surfaces and materials where mold, mildew and fungi usually grow. Additionally, air samples will be taken for the purposes of locating un-seen mold, mildew, and fungi, and observed over 72 hours to determine the approximate concentration thereof with relation to normal ecology. We will provide an estimated spore count & if it is high, recommendations for remediation.
Save as much as 50% on your home owners insurance premiums! This inspection makes sense for anyone, even if it is not required by your insurance company. Our wind mitigation inspection lets you know about possible weak points of a home’s protection from hurricane & tropical storm force winds. Get it done right the first time! We do several Wind Mitigation inspections per month for folks who weren’t saving as much as they should have been because the previous inspector they hired check unknown / undetermined, delivered a hand-written report, or did not provide all the photos required for the Insurance Underwriter. You will get every discount you qualify for with our Wind Mitigation Inspection.
This inspection includes examinations of all of the following:
· Roof Covering
· Roof Deck Attachment
· Roof to Wall Attachment
· Roof Geometry
· Secondary Water Resistance (SWR)
Florida State-Certified Radon Technician
Radon is a cancer-causing natural radioactive gas that you can't see, smell or taste. Its presence in your home can pose a danger to your family's health. Radon is the leading cause of lung cancer among non-smokers. Radon is the second leading cause of lung cancer in America and claims about 20,000 lives annually. The U.S. Surgeon General and EPA recommend that all homes be tested.*
Radon can be found all over the U.S.
Radon comes from the natural (radioactive) breakdown of uranium in soil, rock and water and gets into the air you breathe. Radon can be found all over the U.S. It can get into any type of building - homes, offices, and schools - and result in a high indoor radon level. But you and your family are most likely to get your greatest exposure at home, where you spend most of your time.*
You should test for radon
Testing is the only way to know if you and your family are at risk from radon. EPA and the Surgeon General recommend testing all homes below the third floor for radon. EPA also recommends testing in schools.*
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